CreditMuni

Privacy policy

Last updated: 20 October 2026

This policy explains what information CreditMuni ("we", "us") collects when you use our website, how we use it, and the choices you have. By using the site you agree to the practices described here.

1. Information we collect

Account information: if you register, we store your name, email address and a securely hashed password. We never store your password in readable form.

Content you create: watchlists, paper-trading orders, price alerts, forum posts, poll votes and messages you send through the contact form.

Usage information: standard server logs such as IP address, browser type, pages visited and timestamps, used for security and to keep the service running.

Information stored only on your device: some tools (mutual fund tracker, expense tracker, other-asset tracker, recently viewed stocks, theme) save data in your browser's local storage. This data does not leave your device.

2. How we use information

To provide and secure the service, operate your account and features, respond to your messages, moderate community content, prevent abuse, and improve the site.

We do not sell your personal information.

3. Cookies and similar technologies

We use essential storage to keep you signed in and remember preferences such as theme.

If advertising is enabled, third-party vendors including Google use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies (including the DoubleClick/DART cookie) enables it and its partners to serve ads based on your visits to our site and/or other sites on the Internet.

You may opt out of personalised advertising by visiting Google Ads Settings, or opt out of third-party vendors' use of cookies at aboutads.info. See also how Google uses information from sites that use its services.

If analytics is enabled, it collects aggregated information about how the site is used. You can block cookies in your browser settings; some features may then not work.

4. Third-party content and links

News headlines link to articles on publishers' websites; images may come from openly licensed libraries; videos may be embedded from YouTube. Those services have their own privacy policies, which apply when you interact with them.

5. Sharing of information

We share information only with service providers that help us run the site (for example hosting), when required by law, or to protect the rights and safety of our users and the public.

6. Data retention and security

We keep account data while your account is active and delete it on request, except where we must retain it by law. We use reasonable technical and organisational measures to protect data, but no method of transmission or storage is completely secure.

7. Your rights

Subject to applicable law, including India's Digital Personal Data Protection Act, 2023, you may request access to, correction of, or deletion of your personal data, and withdraw consent. Contact us using the details below.

8. Children

The service is not directed to children under 18, and we do not knowingly collect their personal data.

9. Changes to this policy

We may update this policy. Material changes will be posted on this page with a new "last updated" date.

10. Contact

For privacy questions or requests, email [email protected].

Questions? Write to [email protected] or use our contact page.